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After tough year, put a smile on your face

When I sat down to write this, my final article of the year, I thought, “what can I write about that would be interesting and has something to do with life or health insurance”?

The more I thought about it the more it became quite clear that there was absolutely nothing that sounded that interesting. Every day we read or hear about health care reform, what’s good about it, what’s bad about it, who’s right, who’s wrong, who wins and who loses. Quite frankly, I’m ready for a break from the insurance stuff, if only for a week.

For a lot of Americans, this has been one of the toughest years they have ever had. Companies closing, jobs lost, unemployment higher than ever, still fighting a war, swine flu. Wow, the list can go on and on. I could keep on going, but it is starting to get depressing. ’Tis the season to look more at the positive.

This is my favorite time of the year. Cooler temperatures, festive lights, Christmas trees, lawn ornaments, cookies and, of course, eggnog. But most of all it is about being with friends and family. It is the time of year to share joy and happiness with all that you run into. It really does not matter if you have had a bad year or a good year, you have had a year. As my wife always says when her birthday rolls around, “I get to be another year older,” sounds pretty good compared to the alternative. We get to start another new year that can bring exciting changes into our lives. New friends, possibly new jobs, maybe, just new beginnings.

’Tis the season to be “nice.” Put a smile on your face, they are contagious. I know, I know. Some will say, “What have I got to smile or be happy about?” No matter how bad you think you have it, you can just drive down any street or read a newspaper and find or see somebody who is a lot worse off. You being nice makes others be nice. It’s kind of like a chain reaction. It’s really hard to be upset at somebody that is nice to you. ’Tis the season to spread joy and happiness.

Although this was not an article about insurance, I would still like to thank those who are our customers and those who still use their own independent insurance agencies for their insurance needs. We appreciate your business and look forward to seeing you next year. I want to wish you all a very Merry Christmas and a safe and Happy New Year. Now, go be nice. ’Tis the season.

Kim Cummins, a life and health specialist with Des Champs & Gregory, Inc., 1812 Manatee Ave. W., Bradenton, can be reached at (941) 748-1812.

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