Customers slowly trickled into the Manatee Avenue branch of the former First Priority Bank this morning, the first day the institution reopened under new ownership after regulators shut it down Friday for being undercapitalized. The scene was calm, and nothing like the throngs of depositors waiting in line that have circulated in the media following recent bank closures around the nation. "So far, they've scared the heck out me," said one man quietly waiting in his car Monday morning for the bank to open. "All my savings are tied up in there." The man asked not to be identified. First Priority is the first bank to fail in Florida since 2004. This year, a total of eight FDIC-insured institutions have been closed.