The most inexpensive health insurance plan for individuals in Manatee County on the new government-run online marketplace is a bare-bones catastrophic plan.
The premium for the plan offered by Aetna — $143 a month for a 27-year-old — is $57 more than the cheapest coverage available in all of Florida, a similar bare-bones plan offered by Conventry One for residents in Broward County.
But on average, Manatee County residents who go online to buy their health insurance under the Affordable Care Act, or Obamacare, will pay less than the counterparts statewide.
The average premium cost for all the plans offered in Florida’s 67 counties at all levels — catastrophic, bronze, silver, gold and platinum — is $264.45 a month for a 27-year-old resident, and $893.27 for a family.
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In Manatee, where four providers are competing for business, the average is $258.01 per month for an individual, and $871.49 for a family.
Manatee County residents who choose the minimal coverage offered by a catastrophic plan will have only two choices on the online exchange: Aetna’s plan or a plan offered by Florida Blue, at $185 a month for a 27-year-old.
For a family, Aetna’s plan costs $484 a month and Florida Blue’s, $625.
In all, Manatee residents have 69 plans to choose from online offered by four providers: Aetna, Cigna, Florida Blue and Florida Blue HMO. The most expensive plan available to Manatee shoppers is platinum plan offered by Florida Blue: $331 a month for an individual, and $1,117 for a family.