Susan Dickie thinks Obamacare is great (Letters, "Claim about Obamacare fines not based on facts," Oct. 31) and chastises me for my errors. So this time using her numbers let me get it right:
First year fine is $95 per month or $1,140 per year.
Second year fine is $325 or $3,900 per year.
Third year fine is $695 or $8,3040 per year or 1.2 percent of income, whichever is greater.
The much touted as adequate bronze plan (cheapest) premium is $839 per month, or $10,068 per year with about a $6,000 co-pay; however, at an income of $42,000 in a family of four, the cost drops to $185 per month or $2,220 a year.
Honestly, is this realistic?
If the actual cost of insurance is $10,068, who pays the missing $9,848? Do you honestly believe that a family of four earning $42,000 can afford a healthcare plan that costs $2,220 a year, with a $6,000 co-pay at a proposed annual cost of $8,220, reducing their annual income to $33,780?
Do you honestly believe that someone would purchase a $2,200 insurance plan when they can get away with a $1,140 fine?
Obamacare is a set-up for single payers socialized medicine, the same fiasco that the Russians, British, Irish, Germans, Canadians, French, etc. are all scaling back on because these plans are economically unaffordable.
Sir Winston Churchill said it best, "Socialism is a philosophy of failure, the creed of ignorance and the gospel of envy. Its inherent virtue is the equal sharing of misery!"
Dr. A.H. Krieg, CMFGE