Manatee residents will have 69 Obamacare plans to choose from on 'exchange'

Sarasota consumers will have more choices and lower premiums

HERALD STAFF REPORTSeptember 27, 2013 

Manatee County residents who shop for health insurance on new federally run online marketplaces, or "exchanges," under the Affordable Health Care Act will have 69 health plans to choose from, according to information released this week by the U.S. Department of Health and Human Services.

By comparison, Sarasota residents will 95 health plans to choose from -- more choices at a lower cost than will be available for their counterparts in Manatee. In each county, the plans will be offered by a total for four providers.

Under the Affordable Care Act, individuals and small-business owners will be able to shop online for health insurance plans in various tiers, including gold, silver, bronze

and "catastrophic," beginning Tuesday. All plans will include 10 essential benefits, but premiums will vary depending on tier, location and other factors.

What you pay will also depend on your age and the income-based tax credit qualifications.

Here are the lowest monthly premiums for a 27-year-old resident for the plans available to Manatee and Sarasota residents, before tax credits:

Lowest bronze (Lowest monthly premiums, highest out-of-pocket costs)

Manatee -- $198

Sarasota -- $191

Florida -- $169

U.S. average -- $163

Lowest silver (Lower monthly premiums, higher out-of-pocket costs)

Manatee -- $220

Sarasota -- $213

Florida -- $200

U.S. average -- $203

Lowest gold (Higher monthly premiums, lower out-of-pocket costs)

Manatee -- $253

Sarasota -- $245

Florida -- $229

U.S. average -- $240

Lowest catastrophic (Similar to bronze, but only for those 30 and under or those who can't nd coverage for less than 8 percent of their income)

Manatee -- $144

Sarasota -- $144

Florida -- $132

U.S. average -- $129

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