Do some online research to help you find out what is best for your family’s short- and long-term goals.
n Term life insurance: “So called because it covers policyholders for a fixed span of time, this is pure life insurance,” according to SmartMoney.com. “It always costs much less than whole life policies for everyone except the very advanced in age.”
n Whole life insurance: This option “combines term insurance with an investment component,” says SmartMoney.com.
— McClatchy Newspapers
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